How debt can make you money
Most people believe that debt is a dirty word. It’s something to be avoided at all costs or, if it’s necessary for some reason such as buying a home, to be paid down as quickly as possible. But what if...
View ArticleWhen it comes to finance, never say never
One of the most disheartening prospects a home buyer faces is rejection. First there’s the possibility that the offer they put in on their dream home or ideal investment might be declined and of...
View ArticleThe ANZ asserts its independence. But is it just a marketing ploy?
For the second consecutive year the big four banks, with the exception of ANZ, have come dangerously close to being seen as the Christmas Grinch. Sitting on their hands as the RBA dropped the cash rate...
View ArticleNew Year’s Investor resolution – Build a buffer for 2012!
As the world watches the European debt crisis continue to unfold with nervous anticipation, investors would do well to remember that old boy scout motto – be prepared. And I would add – for anything!...
View ArticleInvesting in property – a Super idea!
Australian workers have watched world share markets ride a hair raising roller coaster of ups and downs for some time now. Thousands lost large chunks of their retirement nest eggs during the 2008...
View ArticleIs it the right time to fix your home loan? (Or how long is a piece of string?)
With the Reserve Bank surprising us by not lowering interest rates recently and the banks confusing us by doing their own thing with rates, borrowers are once again pondering that age-old question...
View ArticleMoney management 101 – maintain your mortgage repayments
Many home owners and property investors were delighting in the decision of the Reserve Bank to start lowering interest rates late last year, yet they were reluctant to change the status quo....
View ArticleInvesting in property – a super idea
Australian workers have watched world share markets ride a hair raising roller coaster of ups and downs for some time now. Thousands lost large chunks of their retirement nest eggs during the 2008...
View Article6 surefire ways to boost your borrowing power
In the current property climate, where opportunities abound for the less skittish, savvy investors out there, the last thing you want to hold you back from securing an additional asset for your...
View ArticleDoes bank familiarity breed financial contempt?
Last year the Australian government, led by a bullish treasurer Wayne Swan, determined to up the ante when it came to competition among lenders, abolishing early termination fees in a bid to make it...
View Article11 common property investment finance mistakes to avoid – Part 1
Navigating the rocky seas of property investment finance can be a challenging task for home buyers and investors. And it’s made even more difficult by all of the misconceptions about home loans that...
View Article11 common property investment finance mistakes to avoid – Part 2
In a previous article Rolf Schaefer outlined the first five mistakes to avoid when structuring your finance, whether you’re a home buyer or property investor. Why? Because the mortgage product you end...
View ArticleNew Year’s Investor resolution – Build a buffer for 2012!
As the world watches the European debt crisis continue to unfold with nervous anticipation, investors would do well to remember that old boy scout motto – be prepared. And I would add – for anything!...
View Article11 common property investment finance mistakes to avoid – Part 1
Navigating the rocky seas of property investment finance can be a challenging task for home buyers and investors. And it’s made even more difficult by all of the misconceptions about home loans that...
View Article11 common property investment finance mistakes to avoid – Part 2
In a previous article Rolf Schaefer outlined the first five mistakes to avoid when structuring your finance, whether you’re a home buyer or property investor. Why? Because the mortgage product you end...
View ArticleWhen it comes to finance, never say never
One of the most disheartening prospects a home buyer faces is rejection. First there’s the possibility that the offer they put in on their dream home or ideal investment might be declined and of...
View Article
